Flexible Financing | The Details

Our preferred lending partner has some great options for financing. At The Grove, we know that traditional home loans don’t fit everyone’s situation. That’s why we offer flexible loan options designed to make homeownership more accessible—whether you’re self-employed, an investor, or simply need a loan that works with your financial reality.

• No Income Verification Loans – Perfect for those in between jobs, business owners with cash income, or anyone who struggles with traditional income documentation. No W2s or paystubs required—just 20% down, a 660+ credit score, and 12 months of reserves.

• Bank Statement Loans – Self-employed buyers can qualify using business cash flow instead of tax returns. With just 10% down, a 600+ credit score, and no mortgage insurance, this program simplifies financing.

• Investor Loans – If you're looking to finance an Airbnb or long-term rental, this loan focuses only on the property’s income—not your personal income. No tax returns, no tenant required at closing, and loan amounts up to $3M with just 15% down.

• Jumbo Loans with Low Down Payments – Buy big with as little as 5% down for loans up to $1.45M, or 10% down up to $3M—no mortgage insurance required.

• Asset-Based Loans – Turn your assets into buying power. If you have strong reserves but non-traditional income, this loan lets you qualify without standard income verification.

With no hidden red tape and customized solutions, our financing options make buying at The Grove simple, accessible, and stress-free.